Your deferred contribution (until you are earning $55,874pa)
Student Contribution under HECS-HELP*
Commonwealth Supported Place
Accumulated course cost
*Eligibility criteria applies.
**Student fee levels are indicative only and subject to change by government. Fees can also vary on an annual basis due to unforeseen circumstances. La Trobe University/Didasko does not give any guarantees, undertakings or warranties in relation to the accuracy completeness and up to date status of the above information.
To be eligible for HECS-HELP, you must:
- be studying in a Commonwealth supported place;
- be an Australian citizen; or
- be a New Zealand Special Category Visa holder who meets the long-term residency requirements; or
- be a permanent humanitarian visa holder;
- be enrolled in each subject at your university by the census date;
- meet the relevant HECS-HELP residency requirements;
- read the HECS-HELP and Commonwealth supported places information booklet; and
- submit a valid Request for Commonwealth support and HECS-HELP form by the census date (or earlier administrative date) to your university.
What if am a Permanent Resident?
As a Permanent Resident, you are eligible for the Government's CSP (Commonwealth Supported Place) funding. CSP is a Government grant to assist with your study. You do not have to pay this back to the Government. However, any shortfall between the CSP grant and the total course cost, must be self-funded.
For more information on HECS-HELP loans and Commonwealth Supported Places, see the Australian Government Study Assist website.
What are my fee payment options?
- Up-front payment
- Government loan through the HECS-HELP loan scheme
What are HECS-HELP Loans?
HECS-HELP is a loan from the Commonwealth that helps eligible students pay their tuition fees for Diploma and Degree courses undertaken at an approved provider.
- HECS-HELP assistance is a loan from the Commonwealth;
- the loan will remain as a personal debt obligation until it is repaid to the Commonwealth;
- the loan may affect (by reducing) the person’s take home (after tax) wage or salary until the debt is repaid, and may affect the borrowing capacity of the person until the debt is repaid to the Commonwealth;
- census date(s) will apply
- a student may cancel their enrolment by:
- withdrawing from each unit of study on or before the census date; and
- in accordance with the provider’s withdrawal policy;
- withdrawal will result in the student:
- not incurring a HECS-HELP debt; and/or
- receiving a refund for any up-front tuition fee payments made on or before the census date; and
- a student may wish to seek independent financial advice prior to applying for a HECS-HELP loan.
- For more information on HECS-HELP loans and Commonwealth Supported Places, see the Australian Government Study Assist website.
What are Commonwealth Supported Places?
A Commonwealth Supported Place (CSP's) is a course subsidised by the Federal Government so that students are only required to pay a ‘student contribution’ amount, rather than the total tuition fees.
When can I start?
You can start your business course as soon as you have been offered a place. We have rolling monthly intakes, so there is no waiting for next year or mid-year intakes. Your course begins when you want it to begin.
Secure your place in this month's enrolments
Start now with no upfront fees
You have to start repaying your HELP debt through the taxation system once your repayment income is above the compulsory repayment threshold, even if you are still studying. The compulsory repayment threshold is adjusted each year. The compulsory repayment threshold for the 2017-2018 income year is $55,874.
Repayment income is calculated from the amounts given on your income tax return for:
- your taxable income;
- reportable fringe benefits (reported on your payment summary);
- total net investment loss (which includes net rental loss);
- reportable super contributions; and
- exempt foreign employment income amounts.